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Everything You Need to Know About IUDs: Types, Insertion, Costs, and More

Increasingly, women are ditching the pill for an IUD, a highly effective contraceptive offering 5-10 years of pregnancy protection. As experienced healthcare professionals often advise, understanding the insertion process and costs is key. Here's a detailed guide based on established medical practices.

About the IUD

The intrauterine device (IUD), or coil, is a T-shaped device inserted into the uterus. This long-acting reversible contraception (LARC) method frees you from daily worries for at least five years, with no impact on future fertility—removal restores it immediately. Key drawbacks include no STI protection, potential insertion discomfort, and unpredictable periods. Choose between copper or hormonal IUDs, each suited to different needs.

Copper IUD
Hormone-free, ideal for those sensitive to hormones or preferring non-hormonal options. Its plastic core wrapped in copper prevents fertilized eggs from implanting and inactivates sperm. Reliability: 99%.

Hormonal IUD
Releases a low dose of progestin locally, thickening cervical mucus to block sperm and thinning the endometrium. Many experience lighter or absent periods, making it great for heavy bleeders. Reliability: 99.9%.

Preliminary Examination

A pre-insertion check assesses uterine suitability, depth, and screens for STIs—crucial, as untreated infections risk pelvic inflammatory disease and infertility. IUDs are contraindicated for conditions like breast cancer, liver disease, uterine abnormalities, or genital tract infections.

GP or Gynecologist?

Start with your GP, who may insert it or refer you to a gynecologist. GPs provide a prescription for pharmacy pickup; hospitals supply for specialists. Placement often follows menstruation for easier access and pregnancy exclusion. Take paracetamol or ibuprofen beforehand to ease cramps.

IUD Insertion Process

A speculum opens the cervix, then the IUD is advanced via inserter tube, which is withdrawn, leaving threads for later removal. Protection is immediate. Common short-term side effects: cramps, headache, spotting, breast tenderness, or acne. Return in six weeks for position check by your provider.

IUD Removal

Effective for 5-10 years; remove earlier if desired for pregnancy. Switch contraceptives one week prior if needed, as fertility returns quickly. Seamless replacement maintains protection.

IUD Costs and Reimbursement

Costs vary by age, type, and provider. Hormonal IUD: ~€160; copper: ~€70. Under 21: basic insurance covers device (deductible applies). Over 21: device not covered by basic; consider add-ons. GP insertion fully reimbursed (no deductible). Gynecologist: ~€375 + device (deductible under 21; self-pay/add-on over 21). Under 18: free, no deductible.

Supplementary Insurance

Over 21? Compare policies to avoid overpaying. Weigh add-on costs against out-of-pocket if rarely using extras.